Guidance and information for self-employed social workers during the Coronavirus (COVID-19) pandemnic.
Practicing social work during the Coronavirus pandemic presents a number of challenges to the profession. The self-employed workforce are faced with additional pressures and risks in a time when the context and information is changing daily.
This page is live where we hope to keep individuals informed of current developments. Please bookmark and return regularly.
Guidance and information for self-employed social workers
BASW's commitment to the safety and effective practice of social workers
Voices of over 1700 social workers including Independents have fed into BASW's online survey. Find out more on the actions BASW is taking to ensure the safety of the workforce.
Coronavirus (COVID-19) Insurance information for Independents
The recent Coronavirus (Covid-19) pandemic has created unprecedented circumstances introducing new challenges and risks for independent social workers. This has implications on insurance cover and practice.
Find out more (log-in required)
Essential worker coronavirus (COVID-19) test
Essential workers are encouraged to apply for a test within the first three days from when symptoms begin.
Self-employment Income Support Scheme
The government has extended income protection schemes to self-employed workers paying grants of 80% of their sole trader profits up to £2500/ month.
July 13 was the application cut-off to claim the first grant. If you missed the cut-off for the first grant, you will still be able to apply for the second grant (pending eligibility). The second payment for self-employed to a maximum of £6570 was paid in August 2020.
- Payments will be based on your tax records over the past 3 years
- If also employed, your self-employed income make up at least 50% of your total income
- You may continue working in addition to receiving this grant
- This scheme is not available to those running a Limited Company
- Applications to the scheme have not yet opened
Government developments & schemes to support small businesses
- Deferring self-assessment (and VAT if applicable) payments to January 2021
- VAT payments that have due dates between 20 March and 30 June 2020 may be deferred but your VAT return must still be filed on time.
- The most recent IR35 reform that was scheduled to come into force next month has been postponed until April 2021. Whilst this legislation impacts the private sector, organisations were reviewing contractual arrangements impacting independent social workers. We anticipate this delay will provide further campaigning opportunities for the private sector to challenge this reform.
Coronavirus Job Retention Scheme (CJRS)
For those who employ others and/or pay yourself a PAYE salary from your Limited Company – this scheme provides the opportunity for 80% of your businesses salaries to be covered (up to £2500/ month). BASW advises consulting with your accountant to clarify whether you are eligible.
- The scheme has been extended until 31 October 2020. Find out more
- Deadline passed (31 July) for submitting claimes for periods ending on or before 30 June 2020
- From 1 August, businessess were responsible for National Insurance and pension contributions of furloughed employees.
- From 1 September, grants will cover 70% of usual wages up to a cap of £2187.50/ month (employees still eligible for 80% with employers funding the difference). National insurance and pension contributions continue to be funded by employers.
- From 1 October, grants will cover 60% of usual wages (employees still eligible for 80%). Employers are required to fund 20% of wages for furloughed employees' not working.
Employers who retain furloughed staff in continous employement until 31 January 2021 may be eligible for a one-off £1000 bonus (per employee).
HMRC continue to offer a series of webinars to discuss the Job Retention Scheme and will be covering:
- furloughed workers
- who can apply for the scheme
- following the rules of the scheme
- how much may be claimed
- how to claim and what you’ll need to claim.
Statutory Sick Pay Rebate Scheme from 26 May
A repayment for those who pay themselves and/or staff through a PAYE payroll scheme that was in place prior to 28 February 2020. Payment is applicable to employees who either:
- have coronavirus
- are self-isolating and unable to work from home
- are shielding because they’ve been advised that they’re at high risk of severe illness from coronavirus.
New Style Employment and Support Allowance
Should you have a disability of health condition that is having an impact on your self-employed work, you may be eligible for the New Style Employement and Support Allowance.
Government support across the UK
- UK Government - View the full government guidance for supporting businesses here
- Northern Ireland - NI Business info Coronavirus business support
- Scotland - Coronavirus advice for businesses in Scotland
- Wales Business Wales COVID-19 Support for Business
Guidance on running a social work business
Self-employed social workers will ultimately know their business best and responding to the current climate to mitigate risk and ensure personal and business resilience will be all the more challenging. BASW suggests members to consider the following:
- Continuity planning including contingencies: financial and fulfilling contractual obligations
- Communication with clients. This includes negotiating adapted service provision and delivery timescales
- Embracing digital working
- Review your business model - exploring opportunities to evolve your skills and services to meet emerging demands
Sharing experiences and advice for Independents
Join the discussion with self-employed colleagues from across the UK to learn how their managing their businesses during these exceptional circumstances:
- BASW Independents closed Facebook discussion group
- BASW Independents LinkedIn group
- Self-employed social work during Coronavirus (COVID-19) consultation (log-in required)
- A series of virtual local network events are scheduled throughout autumn - find out more
Return to Practice
Due to the Covid-19 Pandemic, some independent social workers who are not currently in roles within local authority practice may explore a return to practice.
BASW has published information for those considering this on a permanent or temporary basis. Find out more.
For further advice, feedback and concerns, please contact BASW Independents.